How much does the treatment cost and will my insurance cover it?
This is one of the most fundamental questions about any treatment, and vein-related procedures are no exception to the rule. Good news though – in many cases, insurance will help you cover your vein treatment.
It is best to start by simply scheduling a consultation with a medical professional, a clinic or specialist group and have them perform a proper physical examination. This appointment will be billed to your insurance company and you will cover the typical co-pay as if visiting a doctor’s office. Once you get your diagnosis, the doctor will discuss treatment options and review the insurance benefits with you. Practices have a lot of experience dealing with insurance companies and they will be more than happy to help you with the administration and answer all your possible questions.
So, will insurance cover vein treatment for everyone?
Unfortunately not. Carriers will cover treatments that are medically necessary. In other words, if you experience serious medical symptoms such as venous reflux, pain, swelling, leg cramps, ulcers, etc., your insurance will cover the costs of the procedure recommended to you by your physician. You might have to go through a period of conservative therapy (losing weight, wearing compression stockings), and if that doesn’t help, then you’re usually qualified to receive a treatment covered by your insurance company.
If the treatment is focused on removing spider veins for cosmetic reasons only, it might not be covered by insurance.
What do I do if the treatment is not covered by insurance?
If the coverage is declined by your insurance company, you might still have an option of getting on a credit plan offered by the clinic you’ve attended. Typically patients are able to qualify for 12-months free interest. This is yet another reason why you should choose a facility specializing in vein-related conditions and procedures – not only do they have the most advanced technologies, but they also know exactly what to do when solving the financial aspect.